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A personal financial statement is a form or spreadsheet detailing a person's financial state at a certain point in time. This statement is typically used to demonstrate a party's credit worthiness or financial stability. This can allow them to get financing or loans, such as an auto loan, credit cards, or mortgage. It is similar to a credit report.
The personal financial statement form will include personal information about the party, including full name, address, and an identification number. A complete list of their assets and liabilities will also be included, in order to give the recipient a clear look at the party's financial state. Current debts will be used to determine credit worthiness, as well as the amount of regular income.
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